Anifowose, Oladotun Larry, and Bibi Zaheenah Chummun. “Policy Imperatives For Enhancing Financial Inclusion In Sub-Saharan Africa Through Ict-Driven Financial Technologies”. Journal of Sustainable Development Law and Policy, vol. 17, no. 2, Mar. 2026, pp. 291-08, https://jsdlp.ogeesinstitute.org/jsdlp/article/view/199.